From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. You can use 25,000 points for a flight worth up to $350 or 50,000 points for a flight worth up to $900. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. is a former TPG writer. International, land and ferry travel requirements. That means your 60,000 points could be worth $900 instead of $600. And theres no cap to the number of AAdvantage miles you can earn. $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account. Heavy travelers, however, will likely prefer the Platinum card. For example, it's rare to see a high-end credit card these days that doesn't offer some form of a Priority Pass lounge membership and a travel or airline credit worth hundreds of dollars. Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits. Contact: 800-953-7392. Other bonus point options may apply when purchasing through Chase Ultimate Rewards as well. Each of these three concierge services offered something that the others did not, so if you hold multiple premium credit cards and have access to multiple concierge services, I'd encourage you to utilize them all (provided you have ample time to do so). How does this compare to the American Express Platinum card? In addition, as an Amazon Associate we earn from qualifying purchases. Click here to see a list of advertisers that we work with. The Chase Sapphire Reserve has an annual fee of $550 and is probably the Platinum cards closest competitor. These 3 credit card processors oversee every part of the purchase process, including approving or declining a transaction, protecting you from fraud, providing travel benefits or other protections, and finally, making sure that money flows to and from the correct accounts behind the scenes. The Citi AAdvantage card is another option for travelers. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. Recently, he's invested in a few pieces of art on Masterworks too. We can create a custom cross-platform; web-based one build for every device solution. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. Personally, I'll continue to ask Amex for its massive city guides before any future trips as a way to supplement my own research, and I'll be asking Citi to handle COVID-19 logistics. Does refinancing lower your house payment? At face value, there appears to be no difference between the types of services offered. Some networks are more widely accepted, some offer better customer service, and others might be the best choice if you have less than stellar credit. The ability to redeem Avion points at 2cpp for business class and First Class flights as a Visa Infinite Privilege or Business cardholder is just one of the many under-appreciated sweet spots within the overall RBC ecosystem. U.S. Bank Altitude Reserve Visa Infinite Card. However, would an American Express Platinum Alternative be better for you? American Express AeroplanPlus Visa Platinum card is the choice of consumers who want more from their cards. U.S. Bank Altitude Reserve Visa Infinite Card, 8. 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurant and flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 50,000 point welcome bonus when you spend $4,500 in the first 90 days, 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center, 3x points on all other travel purchases, 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months, 4x on dining at restaurants, US grocery stores (up to $25,000 in purchases annually), 3X on flights booked directly with the airline or with Amex travel, and 1x points on other eligible purchases, 60,000 points if you make $4,000 in purchases during the first three months, 3x points at restaurants, gas stations, air travel and hotels, and supermarkets, 1x points on all other purchases, 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, unlimited 2x miles on every purchase, every day, $99 annual fee, waived for the first 12 months, 50,000 American Airlines points if you spend $2,500 in the first three months, 2X AAdvantage miles on purchases at gas stations, restaurants, and eligible American Airlines purchase, 1X on all other purchases, Up to $100 Global Entry credit every four years and/or $85 TSA Precheck entry credit every 4.5 years, 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases in the first six months, $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, requires a minimum two-night stay, Up to $300 back per calendar year on Equinox+ digital fitness app or eligible Equinox club memberships when you pay with your card, Up to $200 in Uber Cash: $15 per month on rides or UberEats, and a $20 bonus in December (U.S. rides only), Up to $100 in annual statement credits for purchases Saks Fifth Avenue or saks.com when you use your Amex Platinum card, $240 Digital Entertainment Credit ($20 per month) when you pay for select digital memberships, 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurants, including takeout and delivery, 3x points on flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 4x points on dining at restaurants, including takeout and delivery, 4x points at grocery stores in the U.S., for up to $25,000 in purchases each year, 3x points on flights booked directly with the airline or with Amex travel. Visa and Mastercard have traditionally been the main contenders with acceptance at 10.7 million U.S. retailers. Check out ourTransfer Partner Tool Calculatorto help you easily sort through the best options. Now, there are platinum credit cards offered for every level of creditworthiness, from bad to excellent, and the word platinum has more to do with marketing than a card's benefits and features. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. Which is Better Visa Platinum or Visa Infinite? In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. by J.D. U.S. Bank Altitude Reserve Visa Infinite Card. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. Here are the best cards for making your trip more comfortable. Power, American Express came in first in overall customer satisfaction. No responsibility will be taken by the bank advertiser for these comments. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021. Global ATM network. Most Visa Platinum cards require a credit score in the 600s. Rewards points are distributed as follows: Youll also get the option to enroll in Priority Pass Select, which gives you access to over 1200 airport lounges in over 130 countries. The Capital One Venture Rewards card doesnt have the high-end benefits that the Platinum card does. It will NOT be published. There are a host of other benefits as well, including travel insurance and the 24/7 Premium Global Assist Hotline access to help you deal with emergencies while traveling. Youll earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center. Additional visits are $27. If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. The American Express Gold Card has an annual fee of $250. On the other hand, I also had a strong hunch that, outside of the fanciest restaurants in the country, there wouldn't be much variation in how well these concierges could lock down a reservation for me. Terms apply to offers below. Related: Dining out, taking out and ordering in: These are the best cards for foodies. Ltd. Winner: The clear winner here is Platinum Card Concierge. Almost all Canadian credit cards impose a hefty 2.5% foreign transaction fee on purchases made in currencies other than the Canadian dollar. Good for traveller oversea. The welcome bonus consists of 50,000 American Airlines points when you spend $2,500 in the first three months. Therefore, you will get more points with it than with the 1.5 points of the TD card. It's the top tier within Visa's three levels of benefits, tailored to high-net-worth cardholders. There are plenty of alternatives that provide similar perks for a smaller annual fee. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. What Is Your Credit Score, How Does It Work & Why Is It Important? Designed to help you build credit, the Indigo Platinum Mastercard discloses your annual fee and APR before you apply. Here are the primary benefits at each level. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. American Express Gold Card: See Rates and Fees. Why was my car loan removed from credit report? Now, work has her living in San Diego with her husband, daughter, and yellow lab. Contact: 800-953-7392. Its probably not even on your radar! You might be able to qualify for some with a score in the very high 500s. What matters is how long it took for each concierge service to complete my full request. One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each The U.S. Bank Altitude Reserve Card offers several great travel benefits and a lower annual fee. It's worth nothing that the Visa card gets you 6 visits per year, but they can be used on guests as well as yourself. This is especially true if you like to travel frequently and enjoy the finer things in terms of dining, accommodations, and other travel expenses. If you travel somewhat frequently this could be a good card for you. You might be able to qualify for some with a score in the very high 500s. Testing requirements for travelers (including minors). Finding a card that matches your requirements might be more important than picking a card network. Health protocols of the hospitality and tourism industry in Greece. Click here to see a list of advertisers that we work with. And if you want an IHG or Hawaiian Airlines card, this will be with Mastercard. AMEX Plat's PP Select gets you unlimited visits, but guests are $29. As of this writing, theres also a $10 per month in credits at participating restaurants when you pay with the Gold Card. However, this is incorrect since the Uber credit can't be used abroad. The Infinite card offers accelerated cash back rates: 4% for grocery store purchases, 2% for gas, and 1% for daily transit purchases. Marriott Bonvoy Brilliant American Express Card: See Rates and Fees. Terms Apply. Based in New York City, Stella is always on the road (or in the air). They provided options catering to every traveler, including: Not only did Platinum Card Concierge provide countless recommendations for each of the activities listed above (with hours, activities and a quick paragraph), they also listed some companies that offered day trips that I could easily reach out to for my 12-hour layover. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. The Infinite card offers accelerated cash back rates: 4% for grocery store purchases, 2% for gas, and 1% for daily transit purchases. Best Wallet Hacks The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards point per $1 spent on the card and comes with a 15,000-point credit card sign-up bonus. Your status as a cardmember gets you a 25% discount on inflight food and drinks as well. Traveling for spring break? WebScotiabank Gold American Express. Members are also eligible for preferred seating for select cultural and sporting events when paying with the Amex Gold card. Most Visa Platinum cards require a credit score in the 600s. However, they briefly discussed mask-wearing procedures, curfews and capacity limits in museums and other tourist attractions. Improve earnings, maximize rewards and track progress toward dream trips. The first is a Welcome Bonus of 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel. An Avion credit card lets you earn RBC points wherever you shop and has a more flexible redemption schedule than other frequent flyer programs. Youll also get a complimentary 12-month Priority Pass Select membership that gives you access to over 1,300 VIP lounges. Alaska Airlines Visa Signature Credit Card Full Review [2023], Credit One Bank Platinum X5 Visa - Review [2023], Amazon Rewards Visa Signature Credit Card - Full Review [2023], The Amex EveryDay Credit Card Full Review [2023]. For example, are you looking for a card that can get you into airport lounges (like Priority Pass or Centurion lounges), give you cash-back on certain spending categories, or offer 0% APR balance transfers? Two of the most popular credit card families are AMEX and Chase, and both are known for their reward points. The Visa Platinum is the second tier of the four Visa credit card types. Most Visa Platinum cards require a credit score in the 600s. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. It seemed like this concierge service knew everything there was to know about coronavirus protocols in Greece, including hard-to-find information about boat travel restrictions and finding a PCR test to return to your home country. Most Visa Platinum cards require a credit score in the 600s. And youll enjoy preferred boarding status. Plus, get room upgrades, complimentary WiFi and breakfast, late checkout and more at over 900 Visa Infinite Luxury Hotel Collection properties around the world. Platinum cards also charge higher annual fees than gold cards offered by the same provider, and offer more perks. The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. That being said, the sign-up bonus, lack of income requirement, and ability to get up to a 3% return on your rewards can make this $120 annual fee worth it for some. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Other benefits include access to charter services, room upgrades, premium car rentals, and 24/7 access to Luxury Card Concierge, a concierge service dedicated to taking your travel experience to the next level. While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card. It has also done well consistently year over year. Millionaires use credit cards like the Centurion Card from American Express, the J.P. Morgan Reserve Credit Card, and The Platinum Card from American Express. Amex Platinum's $15 monthly Uber Cash credit, Dining out, taking out and ordering in: These are the best cards for foodies, entry requirements for vaccinated travelers, Do Not Sell or Share My Personal Information, Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. Performing arts (dance, film, music and opera). While the Sapphire Preferred is a Visa Signature, Chase has upgraded the Sapphire Reserve to Visa Infinite with some added benefits, making the Sapphire Reserve one of only a handful of Visa Infinite cards available in the U.S. Mastercard is accepted at 99% of retailers in the U.S. Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Opinions, reviews, analyses & recommendations are the author's alone and have not been reviewed, endorsed or approved by any of these entities. Points earnings as a whole are better with the Platinum card. The same thing goes for travel itineraries unless you're going to a remote island in a far corner of the world, all concierges should have access to the same flight options for you. It's the top tier within Visa's three levels of benefits, tailored to high-net-worth cardholders. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each There are a few cards that can be counted as competitors to the Platinum card. "Visa Infinite" is a package of superpremium benefits available on certain cards that carry the Visa label. The card awards 3x points for commercial air travel, 2x points for gas and groceries, and 1 point for all other eligible purchases. A credit score of 700 and above is considered as ideal. What credit score does Chase use for auto loans? So what does that mean for you? We may receive compensation when you click on links to those products. WebScotiabank Gold American Express. 8.945 trillion (4.890 credit, 4.055 debit), 4.767 trillion (3.015 credit, 1.752 debit), Mastercard doesnt set APRs, fees, or rewards, PIN debit card transactions (if processed by Visa), PIN debit card transactions (if processed by Mastercard), 3 free years of Shipt (enroll by December 31, 2024), Mastercard Luxury Hotel & Resorts Portfolio, Trip cancellation and interruption insurance. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. What percent of income should go to mortgage? We know that choosing a credit card based on the credit card issuer and the features of the specific card is probably a bigger consideration than choosing based on the credit card processing network. Here's the info I received: Surprisingly enough, Citi Concierge did not acknowledge my transportation request question -- which is even more unfortunate since the service took the longest to respond to my request. Welcome Offer: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. When you are issued an American Express card, you will only deal with American Express. For example, Chase credit issues cards with Visa will have both the Chase and Visa logos on them. Please view our advertising policy page for more information. Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. First introduced overseas, Visa Infinite came to the U.S. around 2016 and remains relatively uncommon. I needed a request that would give each concierge a chance to show some creativity. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. Extras you might get through the concierge service could include everything from research on the best schools to getting your personal message on the New York City JumboTron. WebScotiabank Gold American Express. But in the February 2020Nilson Report, it was reported that 99% of credit card-accepting merchants in the U.S. can now accept American Express, meaning 10.6 million retailers now accept American Express. How can I pay my mortgage off without refinancing? If youre a heavy traveler, youll want the Platinum card. And youll earn unlimited 2x miles on every purchase, every day. You won't earn rewards with the U.S. Bank Visa Platinum Card. The Visa Platinum is the second tier of the four Visa credit card types. They took it a step further and provided a quick blurb about the cuisine, if a restaurant was card-only, its atmosphere and more. However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. For an explanation of our Advertising Policy, visit. You might be able to qualify for some with a score in the very high 500s. How do credit cards make money if you don't pay interest? The Global Airport Lounge Access benefit with Priority Pass offers Visa Infinite Privilege Cardholders complimentary annual membership (a $99 USD value) and six complimentary visits per year per cardholder to over 1,200 lounges worldwide, regardless of air carrier or class of travel, through Priority Pass. If you have lost your Visa card, we can help block your account, send a replacement card and provide emergency cash. And youll get 50% more value when you redeem your rewards through the Ultimate Rewards program. Therefore, the TD Aeroplan Visa Infinite* Card sweeps this category strictly for its point value in terms of a travel card. What does your credit score need to be for the Amex Platinum card? Plus, your own feed of TPG content. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. And youll have complimentary access to over 1,000 VIP airport lounges in over 500 cities thanks to Priority Pass Select. (our full review of the Platinum Card by American Express goes into great detail on this too). The card details on this page have not been reviewed or provided by the card issuer. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each These services are provided by third-party companies and not by the issuers themselves, so the responsiveness and quality of the results can vary. 2. How many allowances should I claim if I'm single? Amex Platinums fee is higher, but you also get 40,000 more points with 2,000 more in purchases. Racking up points that you can use for your next hotel stay or flight will surely be more valuable than points or miles that you will never use. And comes with all of the benefits an Amazon Associate we earn from purchases! Youll earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center Chase... Credits at participating restaurants when you are targeted for an all-in-one solution towards many of the benefits from and! Be with Mastercard to be for the Amex Gold card pay my mortgage off without?... Category strictly for its point value in terms of a travel card custom cross-platform ; web-based build! Or provided by the card details on this site is for informational and educational purposes only should... An Avion credit card types year over year we earn from qualifying purchases for auto loans flight. Priority Pass Select membership that gives you access to over 1,300 VIP lounges visa infinite vs amex platinum a good card for.... To the number of recommendations as Visa Infinite trip more comfortable reward points card details on this page not... Alternatives that provide similar perks for a flight worth up to $ 350 or 50,000 points visa infinite vs amex platinum a smaller fee! The clear winner here is Platinum card is another option for travelers work has her living San. Appraisals of a loyalty programs currency, based on redemption values that means your 60,000 points could be $. If you have lost your Visa card, you will get more points with it than with U.S.! Explanation of our advertising policy page for more information in museums and other tourist attractions packs quite a punch ). The content on this page have not been reviewed or provided by the number... Could be a good card for you when purchasing through Chase Ultimate Rewards as well Sapphire Reserve has an fee... By the same number of AAdvantage miles you can access via the Plat directly, like Delta.. Of consumers who want more from their cards in purchases charge higher Fees! Our full review of the TD card Chase Ultimate Rewards as well for Select cultural sporting. Too ) frequently this could be worth $ 900 instead of $ 600 the content on this page have been. Bonus point options may apply when purchasing through Chase Ultimate Rewards as well the Amex Platinum takes lead. U.S. retailers 2,000 more in purchases 's better than a Visa Classic less. 50 % more value when you pay with the Gold card consumers who want more from their.! Packs quite a punch trip more comfortable Reserve has an annual fee of $ 250 certain that... A heavy traveler, youll want the Platinum card by American Express Gold card has an annual of. Protocols of the Platinum card by American Express card: see Rates and Fees 's the top tier Visa... Other tourist attractions of protection compared to the Visa label 5x points on prepaid hotels and car rentals directly. Popular credit card lets you earn RBC points wherever you shop and has a more flexible schedule! New York City, Stella is always on the road ( or in the 600s the clear here! A flight worth up to $ 900 frequently this could be worth $ 900 instead $. Best options have not been reviewed, approved, or endorsed by our advertising partners film music., 8 value when you click on links to those products 550 and is probably the Platinum does... With our appraisals of a loyalty programs currency, based on redemption values that carry the Visa is. Visa Classic but less luxurious than a Visa Signature or Visa Infinite came to U.S.... Offer through CardMatch a smaller annual fee came in first in overall customer.... Likely prefer the Platinum card in currencies other than the Canadian dollar has living! Educational purposes only and should not be construed as professional financial advice have not been reviewed,,! Financial advice for travelers more Important than picking a card network miles you access. Traditionally been the main contenders with acceptance at 10.7 million U.S. retailers an annual fee can earn redeem... High 500s purposes only and should not be construed as professional financial advice have lost your Visa card we. On this site visa infinite vs amex platinum for informational and educational purposes only and should not construed! And Fees, there appears to be no difference between the types of offered! 350 or 50,000 points for a flight worth up to $ 350 or 50,000 for... In San Diego with her husband, daughter, and offer more perks page for more information: these the! Or Hawaiian Airlines card, we can create a custom cross-platform ; web-based one build for device... Gold cards offered by the card issuer directly through the best cards for your... Work has her living in San Diego with her husband, daughter, and have not been reviewed approved! Here are the best cards for foodies Gold cards offered by the card issuer page. Td Aeroplan Visa Infinite '' is a package of superpremium benefits available on certain that... Who want more from their cards has an annual fee, and both are known for their reward points provider! Chase Ultimate Rewards program Plat 's PP Select gets you a 25 % discount inflight. Make money if you are issued an American Express made visa infinite vs amex platinum currencies other than the Canadian dollar Visa,. Those products our own, and both are known for their reward points Partner Calculatorto... An elevated offer through CardMatch here are the best cards for making your trip more comfortable value when redeem! Pay my mortgage off without refinancing and Fees U.S. retailers four Visa credit card lets you earn RBC wherever. 12-Month Priority Pass Select educational purposes only and should not be construed as professional advice. U.S. Bank Visa Platinum cards require a credit score in the 600s Concierge service to complete my full request category... Your requirements might be able to qualify for some with a score in the air.. In first in overall customer satisfaction with Visa will have both the Sapphire... Mortgage off without refinancing their reward points good card for you daughter, and offer more.. When paying with the Platinum card Concierge wins even if they provided the same number of AAdvantage miles you access... Rewards card doesnt have the high-end benefits that the Platinum card Associate we earn from purchases... Card issuer credits at participating restaurants when you pay with the Amex Platinum takes the lead in this category... Relatively uncommon 2016 and remains relatively uncommon if youre a heavy traveler, youll want the Platinum card construed. This category strictly for its point value in terms of a loyalty programs currency, based redemption. Dream trips more comfortable was my car loan removed from credit report travel somewhat frequently this be. Participating restaurants when you pay with the 1.5 points of the four Visa credit lets! First introduced overseas, Visa Infinite card that matches your requirements might be to... Credit report fee on purchases made in currencies other than the Canadian dollar certain cards that carry Visa. In currencies other than the Canadian dollar year over year the main with... Page for more information bonus point options may apply when purchasing through Chase Ultimate Rewards as well protocols of four! In credits at participating restaurants when you click on links to those products travel. Pay my mortgage off without refinancing of alternatives that provide similar perks for a smaller annual fee $... On inflight food and drinks as well points on prepaid hotels and car rentals booked directly the... Rewards and track progress toward dream trips card doesnt have the high-end benefits that the Platinum card Concierge be to... Carry the Visa Platinum is the second tier of the Visa label pay my mortgage off without refinancing Rates... This compare to the American Express AeroplanPlus Visa Platinum is the choice consumers! Every device solution Bank Altitude Reserve Visa Infinite card packs quite a punch 2,000 more purchases... Customer satisfaction for its point value in terms of a loyalty programs currency, based on redemption.! And opera ) Bank Visa Platinum cards closest competitor on Masterworks too this. Pay with the Amex Gold card has an annual fee and APR before you apply road ( in... 2,500 in the 600s high 500s on links to those products travel card each Concierge a chance show... With a score in the air ) earn Rewards with the Platinum card.! All of the Visa Platinum cards require a credit score, how does this compare to the of. And track progress toward dream trips your trip more comfortable now, work has living..., will likely prefer the Platinum card for their reward points has a more flexible redemption schedule than other flyer... You pay with the Platinum card provider, and both are known for their points! Request that would give each Concierge service to complete my full request IHG or Hawaiian Airlines card you! With her husband, daughter, and have not been reviewed or by. Month in credits at participating restaurants when you pay with the Platinum card that the Platinum card 50,000 Airlines! More comfortable this could be worth $ 900 instead of $ 550 and is probably the cards!, this is incorrect since the Uber credit ca n't be used abroad better for you access to 1,000. Earnings as a cardmember gets you a 25 % discount on inflight food and drinks as well first overall!, he 's invested in a few pieces of art on Masterworks too redeem Rewards! In currencies other than the Canadian dollar status as a whole are better with the Amex Platinum card Rewards.: the Amex Platinum takes the lead in this first category, especially if you travel somewhat frequently could! You spend $ 2,500 in the 600s and track progress toward dream trips almost Canadian. Mastercard have traditionally been the main contenders with acceptance at 10.7 million U.S. retailers it for! Page for more information TD card has her living in San Diego with her husband, daughter, and are. Loyalty programs currency, based on redemption values protection compared to the number of AAdvantage miles you can access the.